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Officers & Directors

Officers & Directors

Executive Officers

Marc A. Stefanski
President and Chief Executive Officer
Marc A. Stefanski joined Third Federal Savings and Loan in 1982 and was appointed Chairman of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski’s parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.
Judith Z. Adam
Chief Risk Officer
Judith Z. Adam joined the Association as a Vice President in 2000 and was named Chief Risk Officer in January 2015. During her time with the Association, Ms. Adam has managed the Accounting, Internet Services and Loan Production teams. Ms. Adam’s 28 years in the banking industry have included serving in various accounting roles at TransOhio Savings Bank and Metropolitan Bank & Trust.
David S. Huffman
Chief Financial Officer
David S. Huffman joined Third Federal Savings and Loan in 1993, and has served as the Chief Financial Officer since 2000. Mr. Huffman has more than 30 years experience in the financial institutions industry, including serving as Chief Financial Officer of First American Savings Bank of Canton, Ohio, from 1989 to 1993.
Paul J. Huml
Chief Accounting Officer, Chief Operating Officer, TFS Financial Corporation
Paul J. Huml joined Third Federal Savings and Loan as a Vice President in 1998 and was appointed Chief Operating Officer of TFS Financial Corporation in 2002. Prior to joining Third Federal Savings and Loan, Mr. Huml spent 10 years in the hotel industry, focusing on the areas of finance, real estate development and risk management. Mr. Huml is a certified public accountant in the state of Ohio.
Anna Maria P. Motta
Chief Information Officer
Anna M. Motta joined the Association in 1989 and was named Chief Information Officer in 2014. During her time with the Association, Ms. Motta has managed a number of different operational areas including Northeast Ohio Retail Operations, Customer Service, Internet Services, Loan Servicing, Default Servicing, Deposit Operations, and Information Services. Ms. Motta’s more than 30 years in the banking industry also included serving as Treasurer of Park View Federal Savings and Loan, in Cleveland, Ohio, from 1987 to 1989.
Meredith S. Weil
Chief Operating Officer
Meredith S. Weil joined Third Federal Savings and Loan in 1999 and serves as Chief Operating Officer. She is responsible for the operations of 40 branches and eight loan offices in Ohio and Florida, the customer service center, deposit operations and loan operations.

Ms. Weil has spent nearly 20 years in the banking industry, most recently with Key Bank in Cleveland, where she was Vice President of Strategic Management.
Cathy W. Zbanek
Chief Marketing and Human Resources Officer
Cathy W. Zbanek joined the Association in 2001 and was named the Chief Marketing and Human Resources Officer in January 2013. In her role, Ms. Zbanek is responsible for fostering the internal synergy of the organization as well as customer engagement. Prior to her current position, she directed several of the company’s key strategic business projects as well as systems design and development. She also managed several Third Federal departments, including Customer Service and Marketing. Before joining the Association, Ms. Zbanek served as a senior consultant with Waterstone Consulting, working in their Management Consulting Group. Her experience also includes working with the consulting group, Price Waterhouse Coopers. She holds a BA in Economics and Psychology from the University of Pennsylvania.

Board of Directors

Marc A. Stefanski
Chairman
Marc A. Stefanski joined Third Federal Savings and Loan in 1982 and was appointed Chairman of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski’s parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.
Anthony J. Asher
Anthony J. Asher currently serves as the Chairman of Weston, Inc., a real estate ownership firm that is the largest industrial property owner in the Cleveland, Ohio area, which Mr. Asher founded in 1971. Prior to organizing Weston, Mr. Asher founded Guardian Title Company in 1963.
Martin J. Cohen
Martin J. Cohen has been a managing partner of H & M Management Company since 1975 and is manager and part owner of nine apartment complexes. He has managed and owned numerous other commercial properties.
Robert A. Fiala
Robert A. Fiala is president of the architecture firm, Then Design, which he founded in 1989. He is also a member of the Willoughby City Council.
William C. Mulligan
William C. Mulligan has served as the Managing Director of Primus Venture Partners, a private equity firm, since 1987. Mr. Mulligan joined Primus Venture Partners in 1985 from McKinsey & Company, Inc., the international management consulting firm. His previous work experience includes management positions at Deere and Company and First Chicago Corporation. Mr. Mulligan serves as a director of several private companies and two public companies, Universal Electronics, Inc. and Golf Galaxy.
Terrence R. Ozan
Terrence R. Ozan serves on the Board of Directors of Capgemini. Capgemini is an $11 billion company providing consulting, technology and outsourcing services around the world and is listed on the Paris Stock Exchange. Prior to his retirement in 2003, Mr. Ozan served as CEO of North American operations and was an executive member of the Capgemini Global Management Committee. Before that time, Mr. Ozan was CEO of worldwide consulting services for Ernst & Young, serving on various boards and governance committees. In his nearly 30-year career at Ernst & Young, he also directed many different US business units of the organization.
John P. Ringenbach
John P. Ringenbach has more than 40 years of experience in the financial services industry, most recently serving as Chief Operating Officer of Third Federal from 1993, until his retirement in 2012. Prior to joining the company, Mr. Ringenbach was president of Commerce Exchange Bank from 1987 until 1993. Before that time, he spent 14 years at Ameritrust.
Ben S. Stefanski III
Ben S. Stefanski III has served as a Director of TFS Financial Corporation since February 2010. He is currently Director of Direct Sales at Patagonia, Inc., an outdoor retail company. He has been employed by Patagonia, Inc. since 2001 and has led a number of teams including Patagonia, Inc.’s call centers and inventory groups.
Meredith S. Weil
Meredith S. Weil joined Third Federal Savings and Loan in 1999 and serves as Chief Operating Officer. She is responsible for the operations of 40 branches and eight loan offices in Ohio and Florida, the customer service center, deposit operations and loan operations.

Ms. Weil has spent nearly 20 years in the banking industry, most recently with Key Bank in Cleveland, where she was Vice President of Strategic Management.

Third Federal Savings and Loan Association of Cleveland is a wholly owned subsidiary of TFS Financial Corporation.