Board of Directors

Marc A. Stefanski joined Third Federal Savings and Loan in 1982 and was appointed Chairman of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski’s parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.

Ashley H. Williams was named to the Board of Directors in 2018. Ms. Williams most recently served as Vice President of the Third Federal Foundation to support its education and community revitalization efforts. As Vice President of Institutional Equity Sales for Sandler O’Neill + Partners in New York, Ms. Williams regularly researched more than 300 US financial companies in her portfolio, and sold security offerings to institutional clients. Ms. Williams holds a BA from Emory University in Atlanta, GA.

Barbara J. Anderson is a seasoned activist for successful homeownership in low-income neighborhoods in Northeast Ohio, serving as president of Empowering and Strengthening Ohio’s People (ESOP), supporting financial reinvestment into inner-city neighborhoods and lobbying in support of victims of predatory lending. She is the founder and CEO of the non-profit, Another Chance Ohio, which provides clothing, furniture, and appliances to those in need, and operates homes for victims of domestic violence, veterans, and children aging out of foster care. She was chosen to join the Cuyahoga County Community Reinvestment Advisory subcommittee in 2019, and among other appointments, has served on the Board of the Cleveland Housing Network, and the Center for Economic Opportunities of Greater Cleveland. She is retired from the City of Cleveland Department of Community Development, Office of Fair Housing and Consumer Affairs.

Anthony J. Asher currently serves as the Chairman of Weston, Inc., a real estate ownership firm that is the largest industrial property owner in the Cleveland, Ohio area, which Mr. Asher founded in 1971. Prior to organizing Weston, Mr. Asher founded Guardian Title Company in 1963.

Terrence (Terry) Bauer has more than three decades of experience in executive leadership roles in both entrepreneurial and established companies. He currently serves as Chief Executive Officer of Specialdocs Consultants, a role he has held since 2016. As CEO, Mr. Bauer drives growth and long-term strategic planning for the company and its medical practice clients, while navigating the competitive US healthcare system. Prior to his tenure with Specialdocs, he served as the Strategy Practice Leader at Stroudwater Associates, a healthcare management consulting firm. Before that role, Mr. Bauer was Co-Founder, CEO and Director of Orion HealthCorp, a national physician management, revenue cycle services and group purchasing organization. He has also acted as managing partner for Bauer Health for more than a decade, working on merger and acquisition strategies, and focusing on consulting services and growth opportunities for healthcare companies and private equity firms. He holds a BS in Business Administration from the University of Arizona.

Martin J. Cohen has been a managing partner of H & M Management Company since 1975 and is manager and part owner of seven apartment complexes. He has managed and owned numerous other commercial properties.

Robert A. Fiala is founding partner of the architecture firm, ThenDesign, which he founded in 1989 and currently ranked as one of the largest design firms on northern Ohio. He is also the Mayor of the City of Willoughby, Ohio, and a previous member of its City Council.

William C. Mulligan retired as a Senior Advisor to Primus Capital Funds, a private equity firm, in August 2022. Mr. Mulligan previously served as a Managing Director and Manager Partner of the firm. Prior to Primus, Mr. Mulligan was a consultant with McKinsey & Company. Mr. Mulligan is a trustee of several non-profit organizations and a director of Universal Electronics, Inc. (Nasdaq: UEIC). Mr. Mulligan’s exposure to a wide range of companies across a variety of functional areas provides him with extensive business, financial and risk management skills that are important to his service on the Board and the Audit and Compensation Committees.

Terrence R. Ozan serves on the board of directors of multiple privately held companies. He retired from the board of Capgemini in 2014 after 14 years of service. Capgemini provides consulting, technology and outsourcing services around the world. Prior to his retirement in 2003, Mr. Ozan served as CEO of North American operations and was an executive member of the Capgemini Global Management Committee. Before that time, Mr. Ozan was CEO of worldwide consulting services for Ernst & Young, serving on various boards and governance committees. In his nearly 30-year career at Ernst & Young, he also directed many different US business units of the organization.

John P. Ringenbach has more than 40 years of experience in the financial services industry, most recently serving as Chief Operating Officer of Third Federal from 1993, until his retirement in 2012. Prior to joining the company, Mr. Ringenbach was president of Commerce Exchange Bank from 1987 until 1993. Before that time, he spent 14 years at Ameritrust.

Meredith S. Weil joined Third Federal Savings and Loan in 1999, was named Chief Financial Officer of Third Federal in 2024. She was also named Chief Financial Officer of TFS Financial Corporation in 2024, and serves as a member of the Board of Directors. In her 25-year tenure with the company, she has held several key management roles, most recently as Chief Operating Officer from 2012-2023. Prior to that role, she served as Regional Manager of Retail Delivery Operations, as well as the head of Customer Service, Internet Services and Marketing. She has worked in the banking industry since 1992, and is a member of the board of trustees of both The Cleveland Orchestra and Hawken School.

Daniel F. Weir has more than 30 years of banking experience, most recently serving as a member of the management team at Third Federal Savings and Loan. Mr. Weir spent nearly 20 years with the company in several executive management capacities, including human resources, business development, lending services, and as a member of the Board of Directors. Prior to joining Third Federal, he served as the District Vice President of Retail Banking for Ameritrust in Cleveland, where he managed more than 20 branches and 200 retail employees. He is a past member of the Board of Trustees for the Urban Community School in Cleveland, and is a past member of the Board of Directors and Treasurer for the Naples Press Club of Southwest Florida.